GENERAL TERMS AND CONDITIONS with Specific Terms and Conditions are made a part hereto. (see the document section)

BUYER’S PREMIUM AND AUCTIONEERS FEES  

Any potential purchaser may create an online account at https://myersjackson.bid, register for the  prospective property sale. The bid placed may be used to determine the best offer subject to any other offer online or offline. If you desire you may make additional offers or bid during the process until the Auctioneer closes bidding after acceptance of a  qualified offer by the seller. Bid increments shall be administered by the agent up to the close of bidding.  Opening bids will be at the discretion of the Auctioneer being subject to refusal. 

At bid award the buyer premium or any Auctioneers fee becomes property of the Auctioneer subject to  immediate deposit. Purchasers may not restrict, hold or demand repayment after the confirmation of sale.  In the event of collection procedures, the Auctioneer may use all lawful means necessary to collect and  recover all costs and attorney’s fees associated with this bid offering. From time to time the Auctioneer may provide incentives for discount of the Buyer's Premium. The full buyers premium shall be paid regardless of incentives or discounts. The Auctioneer may reimburse a portion of the buyers premium at closing at the discretion of the Auctioneer when the buyer and seller successfully closes the transaction and is fully funded.

BID ADMINISTRATION 

Bids (Offers) shall stand as submitted being subject to bid administration by the Broker-Auctioneer. Sellers  may accept bids including additional bids placed by the same bidder. Subject to acceptance of the best offer  of the bidder and/or bidder’s proxy that has willfully accepted terms that includes all conditions of sale,  payment of buyer premium and auctioneer fees, full payment of option money, closing costs or other costs  as determined by the seller. All bids shall be an instrument to calculate the bidder’s interest to purchase  property including but not limited to written offers, electronic submissions, voice, telephone, telecopier or  text. Bids may or may not be administered in the order received, subject for publication in public view, any bid being subject to higher bids being placed. Seller may accept without notice and property shall be subject  to sale without warning. Bid increments may be adjusted prior to or during the process of the sale. Bids  (Offers) may be updated in the MyersJackson.bid online portal, Multiple Listing Services, Real Estate  Indexes or other public and/or private publications. 

ABSENTEE BIDDING  

A qualified user may place absentee bids. Commonly referred to as left bids or proxy bids can be used in  connection with MAX BIDDING. When a user leaves a max bid, this creates an offer in the maximum  amount a user is willing to offer plus all other requirements of the terms and conditions. Auctioneers and  Real Estate Brokers may evaluate all offers including the maximum bid placed by the user for the purpose  of determining the higher offer acceptable by the seller. Competitive bids including any bid with maximum  value shall be used to establish the best offer. Users may increase a maximum bid amount prior to end of  sale. Absentee offers, maximum bids, written offers or otherwise that are attempted placed after expiration  of time may or may not be taken into consideration.  

MULTIPLE OFFER MANAGEMENT  

Multiple Offer Management is a Trademark licensed to Myers Jackson America's Auctioneer, and restricts  unauthorized use thereof. 

APPOINTMENTS 

Purchasers may schedule an in-person appointment prior to the sale. Such appointments may be related to  home inspections, surveys, ground reports, document review, or other inspections the purchaser would  request. All will be at the purchaser’s expense in advance.

ELECTRONIC ACCEPTANCE OF DOCUMENTS 

Purchaser accepts the transfer of documents, including but not limited to purchase and sale agreements,  addendums, any amendment to contract, survey, inspection documents, terms and conditions, wire  instructions or any document. Purchase and Sale agreements may be delivered through third-party time  stamped facilitation services including but not limited to DocuSign, Zip Forms or comparable third-party  systems to deliver and retrieve signed documents. 

NON-COMPLIANCE 

Participants are named successful high bidder and fail to execute the Purchase and Sale Agreement and/or  remit the earnest deposit with 6 hours of the Purchase and Sale Agreement being delivered, the participant  will be responsible for a Non-Compliance Fee of up to 13-25% of offer. This Non-Compliance Fee is a penalty  for failing to abide by the Terms and Conditions of sale. Broker/Auctioneer at its discretion shall charge  the credit card on file, retain deposits or use any other means necessary to collect such fees subject to  attorney fees and court costs. Any bidder that fails to execute a Purchase and Sale Agreement and/or remit  an earnest deposit may also be prohibited from bidding on future sale offerings. The Seller, Broker,  Auctioneer, upon Non-Compliance by a bidder, reserves the right to immediately offer the property for  sale. Purchaser(s) shall be made subject to deficiencies, cost to recover, attorney fees and court costs.  

SUCCESSFUL BIDDER DEFAULT 

A successful bidder that fails to close per the specific terms of the purchase and sale agreement for any  reason shall be required to release their earnest deposits, option money and buyer’s premium as directed by  the Seller as nonexclusive liquidated damages as outlined.  

ADDITIONAL TERMS 

The seller shall reserve all rights to remove, cancel bids, suspend bidding rights or privileges of any party  at any time deemed not to be in the best interest of the seller. All items are subject to prior sale or removal  from the auction. General Terms, Special Terms and Conditions shall be amendments to the purchase and  sale agreement. 

CLOSING 

Time being of the essence, this sale shall be closed within the appointed time after acceptance offer together  with acceptable commitment to produce a regulatory insured title policy subject to permitted policy  exceptions and or other required exclusions. This transaction is not contingent upon financing. Buyers will  be responsible for all closing costs and may select the closing officer of their choosing. All Earnest money  deposits shall be placed in escrow until closing. The Purchaser will be charged 100% cost of the title  insurance policy which is based on the purchase price and 100% of all other closing costs {by purchasers  closing agent} per real estate transaction per property, and this fee may include the following: conducting  the closing; collecting and disbursing funds at closing; title abstract; document/deed preparation, preparing  a closing statement and closing attorney fee. If the Purchaser needs additional services, they may be  requested or provided by the purchaser's closing agent. Any additional closing fees including, but not  limited to, escrow fees, attorney fees, documentary stamps, recording stamps, financing expenses,  intangible taxes, title fees, appraisals, inspection reports, any additional legal work required by a lender  including 100% of any lenders title insurance policy will be the Purchaser’s expenses. Ad Valorem Taxes  will be prorated between Seller and Purchaser, as of the date of closing. Seller will not be responsible for  any other closing costs or fees.

DEFAULT 

Should Buyer default. Buyer shall forfeit deposits, Buyers Premium, Auctioneer Fees, option money and  shall be subject to recovery of additional funds for loss, injury or collections in the process to sale, resale  or otherwise recover costs including any attorney fees and court costs. 

Should Seller default, Seller shall repay all costs associated with sale including Buyers Premium,  Auctioneers Fees, costs associated with closing, surveys and closing costs. 

POSSESSION 

Possession of the real estate will be granted to the purchaser at closing and funding. Possession may be  granted under separate agreement between the purchaser and seller.  

INDIVIDUAL PURCHASES 

Individual purchases are to be considered as a single transaction not contingent upon acceptance of any  other bids by the Seller. Seller has the right to sell this Property in any form or fashion that is legal and  ethical in order to produce the best offer to the Seller. 

PAYMENTS 

All purchases shall be subject to payments directly or indirectly as prescribed by Broker/Auctioneer. Wire  transfer, cashier’s check or other verifiable liquid payment shall be issued or made readily available at the  time of purchase immediately after Bid Award. Non-payment shall constitute default of the terms and  conditions. Buyers may be subject to additional collection fees, including but not limited to all collection  costs, attorney fees, court costs or other recovery costs associated with the sale. 

REPRESENTATION 

Purchaser and Seller acknowledge and agree that the only Broker/Agent/Auctioneer involved in this  transaction is Myers Jackson Licensed Broker TX 0698695, Auctioneer TX TDLR 17057, as Agent for the Seller in this transaction.  Broker/Auctioneer has not acted as agent in this transaction for the Purchaser. Participating Brokers may  be identified in the Broker participation agreement. Information About Brokerage Services. Texas Information About Brokerage Services. MyersJackson.com. Texas Real Estate Commission Consumer Protection Notice

SURVEY 

If the Purchaser wishes to have a survey, the Purchaser may select the surveyor of their choice and must  abide by the terms and conditions of this real estate offering. Two (2) copies of each of the certified surveys,  if any, must be delivered to both the Closing Agent at least ten (10) days prior to the Closing. Purchaser  will pay for all costs associated with the survey. The Auctioneer/Broker, the Closing Agent and each of  their respective employees, attorneys and agents expressly disclaim any liability for alleged loss or damage  which may result from reliance upon such map, plat, survey or diagram. Any such map, plat, survey or  diagram is for reference only and has been provided for the convenience of the bidders. The Purchaser  shall not rely on estimated field measurements but shall rely on its own due diligence and judgment. The  Property shall be sold subject to: (a) visible easements or claims of easements not shown by the public  records, and shown graphically on any survey, map or subdivision plats, and (b) boundary line disputes,  overlaps, encroachments, and any matters not of record that would be disclosed by an accurate survey and  inspection of the Property. 

PROPERTIES OFFERED DIVIDED 

Tract or Tracts of property may be offered divided. A larger parcel may be split into smaller parcels. These  subdivided tracts may be purchased in combinations or as a whole. The purchaser shall pay for surveys or  other fees associated with the divided tract. Plat maps may be conditional.

SPECIAL CONDITIONS OF THE SALE 

1. Seller’s presently have title to this Property. At the time of closing, Seller’s agree to convey a marketable title to  said Property by deeds as described and subject only to (1) zoning ordinances affecting said property; (2) general  utility, sewer, road, and drainage easements of record; government easements, rights-of-way, covenants, restrictions,  encumbrances and other matters of record, if any issued by any government agency for any use perpetual or limited  by contract or deeded restrictions in all forms (3) subdivision easements, covenants and restrictions of record, if any;  and (4) leases, other easements, other restrictions and encumbrances specified herein. This property is selling subject  to visible easements or claims of easements not shown by the public records, shown or not shown graphically on  subdivision plats or other maintained records, prescribed use easements recorded or unrecorded, boundary lines  disputes, overlaps, encroachments, and any matters not of record that would be disclosed by an accurate survey and  inspection of the premises. This Property is sold subject to all outstanding easements on said property for roads of  public record or private use being granted, prescribed, leased or otherwise conveyed easements of power, electronic  and telephone lines and the like and likewise subject to any cemetery or cemeteries that may now exist on this property  rights of the public to use and gain access to any cemetery lying within the bounds of the land described. 

2. All properties may be subject to lien holder’s approval and may be presented for short sale approval if applicable.  However, no guarantee will be made by the seller. Purchaser will agree to all extensions required by the seller,  Financial Institutions, Federal, State and Local Courts of Jurisdiction and will accept all extensions until approval can  be executed. Purchaser and seller agree that the earnest money deposits shall be held in the broker's escrow account  and can be transferred upon request to the closing agent. Any earnest money deposit shall continue to be held during  the course of the contract, including any extension period or time required for acceptance in conjunction with any  short sale, lien holder approval, Federal, State or Local Court actions needed to assure the seller’s ability to satisfy  and deliver a marketable title. In the event a final contract agreement cannot be reached between all parties, earnest  money will be returned, and each party will be held harmless. 

3. Auctioneer/Broker, and Sellers do not warrant or covenant with Buyer with respect to the existence or nonexistence  of any pollutants, contaminants or hazardous waste prohibited by federal, state or local law or claims based thereon  arising out of the actual or threatened discharge, release, disposal, seepage, migration or escape of such substances at,  from or into the demised premises. Buyer is to rely upon its own environmental audit or examination of the premises.

4. This property is being sold subject to all laws federal, state or local law concerning any species that may be listed  as threatened, endangered or otherwise protected as disclosed on the plat attached. It is the responsibility of the  purchaser to inspect the property and the purchaser(s) shall rely on their own investigation in conjunction with the  purchase of this property. Seller shall have no obligation to extend the contract-closing period and purchaser will not  be granted any inspection period after the final gavel call. 

5. A detailed title search has not been conducted; therefore, Auctioneer/Broker, and Seller are not positive as to the  status of the oil, gas and mineral rights. The Seller may, at direction, convey interest in any oil, gas, or mineral rights  to the Purchaser unless stated in writing that such rights shall transfer to the Purchaser, therefore prior reservations shall stand as reserved. Furthermore, oil, gas or  mineral rights previously owned, sold, conveyed or rescinded will not be conveyed to the Purchaser and such rights may be  offered as a separate conveyance unrestricted to other purchasers.  

6. Subject to roll back taxes for residential, commercial or other use including homestead exemption. 7. Purchaser will be responsible for any clean-up of debris and accepts property in the “as is” condition. 8. Property may be subject to any association dues, fees, annual costs or other assessment as required by the covenants,  additionally subject to the restrictions thereof. Purchaser may be required to pay for and assume fees in conjunction  with Owner Association Requirements and shall become the sole responsibility of the Purchaser. 9. Rights or claims of parties not in possession and not shown by the public records. 

10. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and  not shown by the public records. Taxes or special assessments which are not shown as existing liens by the public  records.

DISCLAIMER 

Brokers/Auctioneer and the Sellers have gathered this information and believe it to be correct to the best of our  knowledge. All documents and information are being furnished to the bidder for the bidder’s convenience, and it is  the responsibility of the bidder to determine that information contained herein is accurate and complete. Any reliance  on the contents shall be solely at the bidder’s risk. These documents are being provided without any replacement warranty or  representation of condition, express or implied, as to its content, its suitability for any purpose or its accuracy, truthfulness or  completeness. Each Purchaser must conduct and rely solely upon its own investigation and inspection, including room  sizes and square foot measurements in the entirety of any/all structures with any calculation in part or as a whole.  Further, all parties acknowledge and agree that the Property is being sold "AS IS" with any and all faults. The Seller  shall have no obligation for repairs or replacements noted in any inspection(s) made by or for the Purchaser. Such  repairs or replacements shall be the sole responsibility of the Purchaser. All contracts will be presented at the close of  the Sale with specific Seller instructions. Seller may remove property from the sale during or at any time prior to the  end of sale and at the Seller’s discretion; Seller may accept the offer with the best terms. Broker/Auctioneer and/or  Seller may bid or rebid on any property in tracts, combination of tracts or as a whole, defense of a bid or any bid  increment vital to producing the highest and best price under the terms and conditions of the Seller. Furthermore, it  will be the Seller’s discretion to accept any additional increase on any posted bid by any individual tract purchase,  combination, defense of bids or any upset bid during or after any bid has been posted and prior to final confirmation  and reserves the liberty of bidding until the acceptance in the form of a purchase and sale agreement in writing. Online  offers may be transferred to live auction events or vice versa being subject to terms and conditions of any sale.  Furthermore, all bids shall be posted and presented accordingly as announced by the Auctioneer. Bids may be accepted  without notice to any party. Seller shall have the right to enter into a purchase contract without notice. 

AUCTIONEER’S NOTE FOR ACCEPTED PROCEDURES: 

Broker/Auctioneer reserves the right to accept bids from all qualified bidders to include but not limited to: Live  Auctions, Online Auction Platforms, Written Bids, Electronic Bids, Fax Bids, or Written offers during before or after  the bidding period. If you are looking to buy this item, you are invited to make your best offer, however your offer  may not be the best offer, the sellers reserve the right to evaluate all bids and make final decisions on acceptance based  on all offers. Make your best offer; Auctioneers will further reserve the right to cross-reference bidders to evaluate the  best offer across all bidding availability. By registration, the Auctioneer is allowed to update new information as it  becomes available. A permanent bidder’s number may be issued at Myers Jackson apps or other bidding platforms. F  Future notices may be received via electronics, certified or standard mail subject to privacy policy. It is further  understood that this auction is subject to Film, TV and Photography and all parties hereby release Auctioneer from  any and all liability without recourse. You herby authorize the use of Film and Photography with distribution rights  throughout the universe without restriction. Such distribution shall not be restricted, and no claim shall be administered  upon Auctioneer, Brokers or Agents thereof. All rights or Film and/or photography shall remain with Myers Jackson. 

It is expressly understood that the terms and conditions set forth are authorized by the sellers and the purchase and  sale will be between the purchaser and sellers. Auctioneer is acting as an agent for the seller, however, shall not be  responsible for any contract action between the parties. No party shall alter, use, reuse, mark, stamp or reproduce this  document without the express written consent of Myers Jackson, these actions shall instigate default of the purchaser.  Furthermore, I agree to a NON-Disclosure of bids or final offers to include the written purchase and sale agreement  until such time the purchase amount is made public by legal means. 

NOTICE TO CONSUMERS

To make a complaint to the Texas Department of Licensing:

Texas Department of Licensing and Regulation

920 Colorado

Austin, Texas 78701

Mailing Address:

Texas Department of Licensing and Regulation

P.O. Box 12157

Austin, Texas 78711

Telephone: (512) 463-6599

Toll-Free (in Texas): (800) 803-9202

website www.tdlr.texas.gov for purposes of directing complaints to the department

INTENDED USE OF THIS DOCUMENT 

Informational purposes only. Purchasers should not rely solely on the information present in this or other documents.  Claims against will not be applicable. Auctioneers, Brokers and/or Agents disclaims all liability in connection with  this sale.  

I agree to all Terms & Conditions of Sale: 

Bidder Signature Print Name Date

Make the offer with the use of a Buyer’s Premium 

What is a buyer’s premium? For decades auctioneers have used buyer’s premiums in connection with sales  subject to multiple offers, competitive bid sales and/or auctions.  

A buyer’s premium is a fee in addition to other closing costs and transaction fees paid by purchaser.  The amount of the buyer’s premium is addressed in the terms and conditions of sale in advance of the offer.  

A prospective buyer may make an offer but must keep in mind that the offer amount is subject to the  percentage of flat fee amount required to finalize the offer.  

Additionally, when making the offer the buyer’s premium will affect the final out of pocket amount the  buyer will need to appropriate to affect the sale. An example is set forth in the space below.  at the 13% Buyer Premium Rate.

Final Bid $100,000.00

Buyer’s Premium: 13% $13,000.00 

Amount Paid to Auctioneer $13,000.00 

The amount of the buyer’s premium may vary from sale to sale. Reading the terms and conditions prior to  the offer will be important in order to determine the final payments required. The example is for practical use only and may not select the actual buyer's premium charge per offering. The actual Buyer's Premium may be indicated on the specific terms and conditions or may be indicated in the offer/bid button in the online bidding system. The buyer’s premium may be  considered and out of pocket expense for services rendered by the Auctioneer or Agent that will administer  the bidding procedures.  

Auctioneers provide marketing services, sale of real property, sale of personal property, administer multiple  offers in live out cry public sales and/or sales utilizing online or APP bidding platforms. 

Think of the Auctioneer as a legal service provider such as a surveyor, an attorney or a home inspector.  Auctioneers work on a commission basis or in some cases a flat fee basis. Check the terms and conditions  for each sale.  

Auctioneers may be Real Estate Brokers or Real Estate Agents in addition to an Auctioneers License. Ask  the Auctioneer questions about the administration and the use of a buyer’s premium. 

For a list of license disclosure, write Myers Jackson and request. 

Myers Jackson America’s Auctioneer 

Multiple Offer Management 

844-400-2828

SIGNATURES

Signatures on the memorandum of bid shall stand in place of other documents document.

Registration Profile

The person that completes registration is giving an acknowledgement that he/she has authority to bid on behalf of other partnerships, corporations, limited liability companies, other third-party agreements, or other joint ventures. The person that bids on behalf of other parties makes those bids with intent to purchase and therefore binds others to the terms and conditions contained in the documents published for public viewing or otherwise transfer to the registrant/bidder by hand, electronic message system, SMS messaging, or other means. WARNING: False Bidding is a crime as indicated by the Department of Justice. Bid Rigging, Bid Suppression or any action that reduces the opportunity for others to competitively bid may be violations. 

Sherman Anti-Trust Act [This law prohibits conspiracies that unreasonably restrain trade. Under the Sherman Act, agreements among competitors to fix prices or wages, rig bids, or allocate customers, workers, or markets, are criminal violations. Other agreements such as exclusive contracts that reduce competition may also violate the Sherman Antitrust Act and are subject to civil enforcement.

The Sherman Act also makes it illegal to monopolize, conspire to monopolize, or attempt to monopolize a market for products or services. An unlawful monopoly exists when one firm has market power for a product or service, and it has obtained or maintained that market power, not through competition on the merits, but because the firm has suppressed competition by engaging in anticompetitive conduct. Monopolization offenses may be prosecuted criminally or civilly.]

The Clayton Act: This law aims to promote fair competition and prevent unfair business practices that could harm consumers. It prohibits certain actions that might restrict competition, like tying agreements, predatory pricing, and mergers that could lessen competition. The Clayton Act also prohibits an individual from sitting on boards of competing corporations. This illegal practice can lessen the competitive vigor that would otherwise exist between truly independent rivals. By sharing a board member, the two companies might synchronize pricing changes, labor negotiations, and more.  

The goal of the Clayton Act is to maintain a fair marketplace where various companies can compete, giving consumers more options and better prices, and giving workers a fair market for their labor. This law also protects individuals and small business from being unfairly treated by larger companies. Overall, it works to keep markets competitive and ensure that businesses play fair.

Related Offenses

The Antitrust Division also enforces other federal laws to fight illegal activities that arise from anticompetitive conduct, which includes offenses that impact the integrity of an antitrust or related investigation. Examples include: conspiracies to defraud the United States, mail and wire fraud, money laundering, kickbacks, false statements to Federal agents, perjury, and obstruction of justice, and bribery, among other crimes.

Read more about the activities of the Antitrust Division:

RESALE

In the event the buyer defaults at any point. The seller shall authorize the Auctioneer to re-sale the property at public auction. The buyer shall be responsible for any difference in the resale amount. The difference between the original bid price and the new bid price, if any, shall be due and payable to the seller immediately after notification. Additionally, the defaulting buyer shall pay auctioneer all costs to remarket, promote, or other fees to consummate a new sale to include unrecovered buyer’s premium, Auctioneers’ fees and any legal expenses auctioneer incurred to recover the same.

FALSE BIDDING

False bidding occurs when any potential buyer or representative bids without intention to purchase if awarded the bid. Suppression of Bids, Bid Rigging or other collusion that entices False Bidding may be reported to any lawful unit that oversees malicious bidding activity. False bidding includes unintentional acts that result in any advance of bid online, offline, or otherwise.

AUCTIONEER’S NOTE FOR ACCEPTED PROCEDURES:

Broker/Auctioneer reserves the right to accept bids from perspective buyers to include but not limited to: Live Auctions, Online Auction Platforms, Written Bids, Electronic Bids, Fax Bids, or Written offers during, before, or after the bidding period, online or offline as separate operating

systems or combined in simulcast or any combination thereof. If you are looking to buy this item, you are invited to make your best offer, however your offer may not be the best offer, the sellers reserve the right to evaluate all bids and make final decisions on acceptance based on all offers. Make your best offer; Auctioneers will further reserve the right to cross-reference bidders to evaluate the best offer across all bidding availability and the usability of counterbidding methods to counteract previous bids that do not reach reserve. By registration, the Auctioneer is allowed to update registered bidder with new information as it becomes available. A permanent bidder’s number may be issued at Myers Jackson apps or other bidding platforms. Future notices may be received via electronics, certified or standard mail subject to privacy policy. It is further understood that this auction is subject to Film, TV and Photography and all parties hereby release Auctioneer from any and all liability without recourse.

You herby authorize the use of Film and Photography with distribution rights throughout the universe without restriction. Such distribution shall not be restricted, and no claim shall be administered upon Auctioneer, Brokers, or Agents thereof. All rights or Film and/or photography shall remain with Myers Jackson.

It is expressly understood that the terms and conditions set forth are authorized by the sellers and the purchase and sale will be between the buyer and sellers set fort at the execution of the memorandum of bid. Auctioneer is acting as an agent for the seller, however, shall not be responsible for any contract action between the parties. No party shall alter, use, reuse, mark, stamp or reproduce this document without the express written consent of Myers Jackson, these actions shall instigate default of the buyer.

All parties agree to the public awareness and disclosure of bids or any offers to include the written purchase and sale agreement until such time the purchase amount is made public by legal means. All parties agree and understand that the Auctioneer may announce any or all bid records live, online written, or electronic. In consequence, upon the Auctioneers determination the auctioneer may keep any or any bid records private at the sole and absolute discretion of the auctioneer. Any offer, written, electronic or otherwise may be used to advance the bidding process with or without additional instructions from the buyer.

BUYER AND SELLER AGREE TO ALL PROVISIONS CONTAINED IN THIS DOCUMENT.                                

Compensation

Brokers and/or Auctioneers may receive compensation from the Buyer in the form of a buyer’s premium, fixed, variable or by percentage. Additionally, the seller may pay marketing fees, platform fees, commissions or other forms of payments to the Broker and/or Auctioneer. Required compensation may be listed in terms and conditions of sale, the listing agreement, settlement statement or other disclosure documents.